FAQ - Frequntly Asked Questions:

1. What is a FICO / FAKO / Plus Score?
A. FICO stands for Fair Isaac & Company and is the name for the most well known credit scoring system. Other scores commonly known as FAKO or scores offered by the individual Credit Reporting Agencies know as "Plus" Scores are not valid credit scores and do not offer an effective enough score to measure real credit rating. The rule of thumb is to make sure the Officially Certified FICO Credit Score emblem is located near your credit score.

2. Does the data in the database guarantee credit approval?
A. This site is intended for informational purposes only; this site and anyone affiliated with it can not be held accountable for what this information is used for. The approvals listed in the database are subject to more information than is listed on this site and so it can not be used as a definitive example of credit approval.

3. Is this site affiliated with any other creditor or credit agency?
A. This site is not affiliated with any other creditor, company, organization or person.

4. Can you tell me who will give me credit...?
A. This site is intended for research purposes only, the managers of this site can not and will not give advice on credit approvals. The information listed on this site is intended only to show what other people have been approved for and does not predict or infer any future approval information.

5. Ads?
A. Some non-intrusive and pertinent ads have been added to the site to help pay for the costs of operation. We promise that neither the ads nor the advertisers will ever influence the workings of the site, or the data it contains. We will work to keep only reputable advertisers so that the content and use of the page will not be affected.